As the spring months continue to bring additional rainfall and moisture, many states have found themselves with severe flooding in major metropolitan areas. Mobile suffered some flash floods in early March, and the weather in Houston suggests that Alabama could continue to experience heavy rainfall into the summer. If flooding or heavy rainfall causes damage to your property, you may find yourself filing a property insurance claim to pay for the damage.
If you hold an insurance policy on your house or other property, you probably expect your insurance company to be there for you when something causes serious damage to that property. However, many people are shocked to discover that their insurance will do anything it can to keep from having to pay up.
Your insurance company may try to avoid payment by:
- Assessing the damage as less than it is.
- Failing to inform you of extra coverage you have on your policy.
- Interpreting vague policy documents to claim you aren’t covered.
- Sending you a check for less than the full amount, hoping you’ll accept it.
The penalties for insurance companies that deal with their policy-holders in bad faith can be steep. If you have property insurance, and are having difficulty getting your insurance company to pay up for flooding or water damage, contact the Mobile property insurance lawyers at Long & Long! We can help you fight for the compensation to which you are entitled.
To schedule a free case review with Long & Long’s property insurance attorneys, fill out a form at the top of this page, or call (251) 432-2277 today. Long & Long serves clients in Mobile, Orange Beach, and elsewhere in Alabama.