Following Hurricane Harvey and Hurricane Irma, residents of Houston and Florida are working to rebuild their lives. Numerous homes and businesses were severely damaged in the storm, some completely. If your home, business or property was affected by one of these hurricanes, you may be facing a maze of red tape as you file a hurricane insurance claim.
If you haven’t already done so, take lots of pictures of your home to document the damage. Then call our attorneys in Alabama at 251-432-2277.
Insurance Claims for Hurricane Damage
Home, business and property insurance policies vary widely. You may not be sure what your policy does and doesn’t cover. We urge you to review the policy coverage and contact our experienced attorneys for help. By hiring our attorneys, you will benefit from our extensive experience with insurance claims. We can determine what is covered and what you are owed.
You pay for your insurance policy dutifully, trusting you will receive the benefits when you need them. Unfortunately, insurance adjusters sometimes delay, deny or reduce your claim, which is especially frustrating following natural disasters like these hurricanes.
When an insurance company is suddenly overloaded with insurance claims following a natural disaster, they are particularly likely to employ unsavory tactics:
- Denying you have a certain type of coverage, even though you know you do
- Saying you are responsible for causing further damage after the hurricane moved out (i.e. if they find you should have covered some portion of your home with a tarp to prevent water intrusion)
- Delaying payment of your claim
- Offering a low ball settlement
Don’t assume what the insurance adjuster is telling you is accurate. Even if they aren’t dealing with you in bad faith, the simple fact that they will be overwhelmed by claims means things may slip through the cracks. You need to find out if your insurance covers wind damage and if you have a flood policy, as well as what your deductible is. Our lawyers can help you determine these things, which is especially beneficial if you are getting the run-around from the insurance company.
Get Help With Your Hurricane Insurance Claim
Call our attorneys to make sure you get everything to which you are entitled. We know how insurance claims like these are handled by the adjusters, and we will not stop fighting until we have obtained the best possible outcome for you and your family.
The law firm offices of Long & Long are located in Mobile and Orange Beach, Alabama. We are currently reviewing the claims of people who have been affected by hurricanes Harvey and Irma, and who are seeking to recover the compensation they are owed through homeowners’ insurance, property insurance or business insurance.