When you are injured on the job, Alabama workers’ compensation laws are designed to help you maintain an income while recovering for your injury while minimizing the legal costs for companies and employees alike. Since the state’s workers’ comp laws work on a no-fault system, you should receive compensation regardless of the circumstances of your work accident.
While this is a good system in theory, it depends on a workers’ compensation system that recognizes and compensates the worker for every financial loss connected to the injury. There is always the possibility that your workers’ comp claim will underestimate the actual costs of your injuries, and in those cases it helps to have an attorney familiar with the benefits your coverage should offer.
Depending on the case, workers’ compensation benefits can include compensation for:
- Medical care for your injury
- Rehabilitation costs
- Temporary or permanent disability
- Lost income
- Loss of future earning ability
Sometimes insurance companies fail to take all the appropriate compensation into account when evaluating your claim. Recently, the Alabama Court of Appeals ruled that a workers’ compensation claim for a shoulder injury failed to take loss of future earnings into account: the worker had been paid for medical treatment and lost wages, but not for the difficulty of finding future work with an injured shoulder.
If you want to ensure that you do not get under-compensated for a work injury, contact the workers’ compensation lawyers at Long & Long, serving Mobile and the surrounding areas. Call us at (251) 432-2277 for a free initial case review.