Nobody wants to be named as the defendant in a lawsuit – nobody wants to be sued. It looks bad on a job or credit application, for starters. However, if you have GEICO car insurance and live in Alabama, you could find yourself in that situation.
All insurance companies can control the payment or non-payment of liability claims against drivers that they insure. In our personal injury law practice and in our conversations with other auto accident attorneys in Alabama, we have noticed that GEICO has been making very low claim settlement offers to victims injured by at-fault drivers insured by GEICO.
The Victim’s Position
Most auto accident victims do not want to file a lawsuit. They just want to get back to their lives and be treated fairly. Being treated fairly means that they expect to recover their medical expenses, lost wages and other costs so they don’t have to come out of pocket for something that was not their fault.
When GEICO or any insurance company makes a lowball offer that doesn’t even cover the victim’s expenses, the victim is left in the position of having to sue to obtain fair compensation to cover his or her medical costs, lost wages and other expenses. When the victim files suit, he or she must name the insured driver as the defendant.
If you are that at-fault driver and your insurance company fails to make a fair settlement offer, you may very well find yourself as a defendant in personal injury lawsuit.
If you are the victim, do not accept an insurance settlement that doesn’t cover all your costs. At Long & Long in Mobile, Alabama, we will be happy to give you a free consultation and will fight to make sure you are fully compensated. Please call or email our law office today.