Has Your Property Been Damaged By A Natural Disaster?
If so, our experienced disaster insurance lawyers at Long & Long can help you get the insurance benefits you are owed. If your insurance company is delaying, denying, or low-balling your claim, our lawyers can help. We know how to review your coverage to see if the insurance company is acting inappropriately or in bad faith.
Claims We Handle:
According to the World Health Organization, “Every year natural disasters kill 90,000 people and affect close to 160 million people worldwide.” Natural disasters are not uncommon. If you or a loved one have experienced damages caused by circumstances beyond your control but your insurance coverage is unwilling to pay, contact our firm today.
While you aren’t required to hire a lawyer to help you with your insurance claim, doing so can increase your odds of a successful recovery. Here are just a few of the things we can help you with:
- Ensuring damage is covered under your plan
- Determining whether or not wind damage, flood damage or both are covered under your plan
- Determining if you have a deductible
- Filing your insurance claim accurately
- Identifying whether or not improper tactics are being used by the insurance company to deny or delay your payment
- Identifying whether or not the insurance company is offering you as much money as they should
We believe our clients should receive coverage for damages to their property, especially when their policy states that they are covered. We understand that insurance companies don’t always want to cooperate, which can leave you paying out-of-pocket.
Types of Natural Disaster Cases We Handle
Our team of disaster insurance lawyers handles a wide range of damages caused by natural disasters including:
- High winds
- Hail storms
We also help those who fall victim to man-made disasters. Whether you experienced a natural or man-made disaster such as an oil spill, our attorneys can help you seek the compensation you’re entitled to from your insurance policy.
If you have suffered property loss, we can help you navigate the legal system. If you’re uncertain if you have a case, call our disaster insurance lawyers to determine what legal options are available for your unique case.
Tips You Can Follow During A Disaster
An unforeseen event can cause severe damage, which is why you should always be prepared and have a safety plan in place. In some cases, you are alerted ahead of time about weather conditions which will allow you time to evacuate. It’s important to pay attention to the news for weather conditions and possible storms, so you and your family can take the necessary precautions to stay safe. Listed below are tips you can follow to stay safe during some the most common types of disasters.
Tornadoes- These funnel-shaped clouds can cause devastating damage to anything in their path. If there is a tornado warning or you hear a tornado siren, seek shelter immediately because a tornado has been detected. It’s best to seek shelter that doesn’t have any windows, such as basements hallways, closets, and bathrooms.
Hurricanes- Hurricanes can be detected by meteorologists in advance, allowing you to seek safety before the storm hits your area full force. If the state issues an emergency evacuation, it’s in your best interest to leave the area immediately.
Fires- If there is a fire and you’re unable to put out the flames, run to safety.
Thunderstorms- If a thunderstorm is happening, it’s best not to be outdoors. Serious thunderstorms can bring hail, lighting, and winds, which can be dangerous.
Although catastrophic events can occur unexpectedly, you can still follow the appropriate safety measures in order to be as prepared as possible. If you or a loved one has experienced damage caused by a natural disaster but your insurance company is giving you a difficult time, we can help.
Why Should I Hire A Lawyer?
Whether you have experienced a hurricane, fire, or storm damage, insurance claims can be made against your insurance company for failure to pay your insurance benefits.
If you have damage and you haven’t yet filed a claim, get help from the experienced insurance claim attorneys at Long & Long. That way you will have someone on your side when speaking to your insurance company and your claim will be taken more seriously.
Even if you have already filed a claim and were turned down, or you are just wading through a jungle of red tape, you can use the help of our experienced disaster insurance lawyers to help you get the relief you deserve.
Insurance companies are compelled to handle your insurance claim fairly and with good faith. The reason you buy insurance in the first place is to get help after a crisis to help you recover and get on with your life.
Unfortunately, there are times when certain insurance companies decide that profits are more important to their business than the customers who have paid considerable premiums for coverage of such circumstances. If you have flood insurance or hurricane insurance, we can review the details of your case.
When you hire our team of lawyers, you can trust that your case will be handled with care and that we will evaluate every aspect of your case to help you receive the benefits you have paid to ensure coverage in the event of a disaster.
Experienced. Knowledgeable. Reliable.
Our team at Long & Long know how frustrating and overwhelming it can be to handle an insurance company alone, but you’re not alone when you hire us. Your home may be damaged, but our team is ready to fight on your behalf. Our legal advice and experience can help you with your insurance claim and ensure you receive the money you’re entitled to according to your insurance policy.
When you contact our firm, you’ll talk to an experienced, knowledgeable attorney—not a paralegal or an assistant. Call our law firm today at (251) 432-2277 or fill out our form to further discuss your legal options.