When an insured has a loss whether it’s a fire, wind storm, hurricane to their home, business or any other insured property they often wonder why do I need to hire an attorney. That’s something that may not come to mind when you have an insurance loss. Speaking from experience, going through this myself through hurricanes Ivan and Katrina, that’s why I’m in this field of specialty, you need a policy holder attorney. The main reason is, is it levels the playing field. Your recovery will be maximized with an advocate that knows the policy, knows how to better present your claim, knows how to justify the damages, and to increase the scope of damages and measure the damages. Policy holder attorneys are able to level the playing field by keeping the insurance company in line. They are very, very, shrewd team of experts from attorneys to adjusters to management whose goal is to close the file. And in closing the file the least they pay the better. That increases their bottom line which determines their profitability. The policy holder attorney, one will know the inside and outs of the contract of insurance. Will know how to present it under Alabama law, will what duties you the insured have to abide by to best present your claim and will also increase your recovery by creating the standard protocol and estimates of which the insurance company requires and is able to get claims paid under. I’m attorney Bennett Long with the local law firm of Long & Long. If you have questions about any of the matters we’ve discussed, any case, or any legal matter please call us today for a free consultation. You can reach me in Mobile at our office area code 251-432-4748
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