In the aftermath of a car accident in Mobile, AL, there are quite a few factors you have to deal with quickly in order to protect your rights and get any money you may be owed for your losses. However, car accidents can be overwhelming, especially if you’ve been seriously injured, making it difficult to know how to proceed.
In the midst of all these challenges, many people wonder: ‘When do you need to hire a car accident lawyer?’
While you have the option to handle your claim yourself, knowing when to get help from an experienced attorney can make the legal process much easier and give you the best chance of maximizing your claim.
When You Have to Deal With Insurance Adjusters
If you’ve been hurt in a car accident that wasn’t your fault, you’ll likely start to get calls from the other driver’s insurance company. Anytime you have to deal with insurance adjusters, it’s best to consult an attorney who knows how to handle these situations.
Insurance adjusters will do whatever they can to pay you as little as possible for your losses or outright deny your claim altogether. Lowballing settlements is one way they’re able to make a profit and they do this by tricking people into accepting less than they deserve or finding excuses to escape liability. For example, an insurance adjuster could agree to cover a portion of your medical costs, convincing you that you’re getting everything you’re entitled to when in reality you’re owed far more.
Having an experienced car accident attorney on your side who can read between the lines and see through the insurance adjuster’s attempts to pay you less can make all the difference in your claim.
When Proving Fault Is Difficult
Proving the other driver was at fault for your accident is the key to a successful car accident claim. However, this is not always an easy process. Alabama is one of the few states that operates under the “contributory negligence” law. This means that if a driver is found to be even partially responsible for their accident, they will likely not be able to recover compensation for their losses.
Many times, this puts insurance companies in an advantaged position and they’ll use your words against you or do whatever they can to point the finger at you to make sure you walk away with nothing.
This is when hiring an experienced lawyer will be to your advantage. An attorney will know how to gather evidence and fight back against the insurance company to make sure you have the best chance at receiving the compensation you’re owed.
When You’ve Suffered Serious Injuries and Emotional Trauma
If you’ve suffered serious physical injuries and emotional trauma as a direct result of a car wreck that wasn’t your fault, it’s time to consult an experienced car accident attorney. The greater the extent of your injuries, pain, and losses, the more complicated your case is likely to be.
Calculating what you’re owed for things like your medical bills, lost wages, and property damage are fairly easy because these losses have a specific dollar amount. However, you may also be owed compensation for the emotional impact your accident has had on your life.
This is known as “non-economic damages,” and can be much more difficult to put a price on. Insurance companies will likely try to argue against the emotional impact of your accident, but an experienced car wreck attorney will know how to determine and fight for the true value of your claim.
Contact The Long Brothers for Help Today
So, when do you need to hire a car accident lawyer after an accident in Mobile, Alabama? The answer is typically the sooner the better, especially if you’ve suffered serious injuries and losses.
If you’re in this situation, contact The Long Brothers today to get the quality help you need at no cost to you upfront. You can reach our team by filling out our online form or calling our office at 251-432-2277 for a free case review!